From Ms. Keefe, at the Washington Post, "I’m an Obama supporter. But Obamacare has hurt my family":
What Obamacare hasn’t eliminated is worry: We’re deeply concerned about our ability to get quality medical care from doctors we trust. The day may soon come when we can’t afford the plans our doctors accept, or we’ll have to wait hours to seen. Will the best doctors flock to a cash-only model? How long can a good doctor be satisfied with the $39.75 the insurance company paid her for my annual check up a few months ago?A bleedin' nightmare. ObamaCare has objectively made healthcare in American worse.
We had thought that our work and businesses had paid us enough to live on in these older years — but we’re discovering we didn’t account for such dramatic increases in health care costs. Medical expenses already gobble up 20 percent of our income. In 2015, if we keep the same plans, our premiums will rise $95 a month. We have no choice to opt out of the required pediatric dentistry or maternity coverage we’ll never use, so we’ll eventually have to settle for less generous policies, with higher deductibles and out-of-pocket maximums. My husband isn’t required by law to insure his one employee, though he feels it’s the right thing to do. As costs continue to rise, we may have to direct him to buy his own health insurance at his own cost.
We’ve already started the dance of enrollment all over again and are having a hard time finding partners. As I write this, the “Find a Provider” link on the Covered California website offers 2014 health providers, but not 2015, even though we’re shopping for 2015 insurance policies. Ditto Blue Shield. Administrators at our medical group won’t say yet if they’ll remain with Blue Shield. At least this year, we think we know the steps to the dance. Let the music begin.
But RTWT.
No comments:
Post a Comment